Sexual Relationships 
Sexual Health 
Lets take a look at three very important topics that parents should not be afraid to discuss with their children:
Disappointment and Failure
All of us are routinely made to experience disappointment and failure, despite our best efforts. Our children are not exempted from this either, as social interactions and responsibilities undoubtedly lead to disappointment and failure at one point or another.
Most of the time, we parents want to shield our children from the things that can hurt. While it may be tempting to act as an emotional umbrella for your child, shielding him from hurt or painful situations, it is important for parents to take the role of a guide instead of a ‘saviour’. It is impossible for parents to be present every time a child feels left out or falls short at a task, so the best course of action would be to equip your child with the necessary skill-set to manage setbacks.
The next time he comes home crying because the other kids would not let him play with them, you might ask “How did you feel when they wouldn’t let you join them?”. Follow that with a discussion on how your child would change the situation next time around.
Pro-tip: Avoid rejecting silly ideas or you will shut down his creative problem-solving ability! Instead, if your child has a possible solution that is unfeasible, say “Yes, that is definitely one option. What else could you do?”. Preschoolers may need to be prompted with questions like “Do you want to start your own game next time with some other friends?”
Self-compassion is an important trait to teach our children from a young age as well. Rather than rating their self-worth on categories such as academic success, appearance, or popularity, kids must value themselves solely for the fact that they are human beings and accept that failure is a part of the human experience.
Research has found that people who practice self-compassion recover more quickly from failure and are more likely to try new things - mainly because they know they won’t face a barrage of negative self-talk if they fail.
Sexual Experiences
Starting early with age-appropriate information about sex is a good idea.
Curiosity about sex is a natural step from learning about the body. Sex education helps kids understand about the body and helps them feel positive about their own bodies. Younger kids are interested in pregnancy and babies, rather than the mechanics of sex.
When parents talk with their children about sex, they can make sure that they are getting the right information. Parents should be a child’s first source of information about sex. Understanding correct information can protect children from risky behavior as they grow up.
The “sex talk” isn’t easy for parents, but new research shows that adolescents who have talked to their parents about sex are more likely to use condoms and birth control.
Nearly half of high school students have had sexual intercourse, according to statistics from the Centers for Disease Control and Prevention. Nearly 60 percent of high school students surveyed who have had sex said they used a condom when they last had sex, but 14 percent of sexually active teens said they did not use any birth control the last time they had intercourse, according to the C.D.C. report.
Despite the statistics, many parents still avoid having frank conversations about sex with their children. In one recent study of 600 young people aged 12 to 15, nearly one third of the kids said they had never talked to their parents about sex.
That study, also by Dr. Widman, found that teens who communicated with their parents about sex were more likely to communicate with their sexual partners and were more likely to be frequent condom users.
Parents fear that if they bring these issues up, they’re signaling that it’s okay to have sex, but that’s completely untrue – we know that parents who bring it up, and bring it up regularly, their kids are least likely to have sex,” said Vincent Guilamo-Ramos, a professor of social work at the Center for Latino Adolescent and Family Health at New York University’s Silver School of Social Work and author of an editorial about the research.
Financial and Debt Conversations
Whether or not you should tell your children about your debt really depends on three factors: you, your kids, and the severity of the situation.
If you are unable to hide your emotions about your debt, it may be better to explain what’s going on so your kids understand. Children have a tendency to blame themselves for things, so it may help reassure them to calmly explain the situation. If your behavior is changing, you should let them know why — and tell them it’s not their fault.
ou know your children better than anyone. Consider how they might react if you told them about your debt. Could it benefit them in some way? What might the negatives be?
Are they already going through their own personal issues right now — struggling in school or with friends? And if they are, would this add to their stress? How resilient is your child? Would they understand if you told them you don’t have as much money as you used to so you’re making changes to pay off bills and manage your money better?
Lastly, what is your current debt situation? If you’re just making a few cutbacks to try to pay off debt, there may not be any urgency to tell them, since their everyday life may not be affected that drastically.
A teachable moment: This is a perfect time for your children to learn a valuable lesson about money. You can use the experience to teach them about saving, bills, and managing money better.
If your kids are younger, this is an opportunity to teach them about saving their money and the value of a dollar. If they’re older, discuss budgeting, living within your means, and not abusing credit; you can even enlist their help with finding ways to cut costs around the house.
Talk to your teens about the effect of debt from student loans. You can express how debt is a stressful thing, and that they should try to do whatever they can to avoid overwhelming student loan debt. It may be great motivation for them to start applying for scholarships or exploring less expensive schools.
Priority adjustments: Your entire family can hit the reset button on what’s really important in life. Sometimes it takes a situation like this for you to truly realize what matters most. Teach your kids that it’s not about the expensive family outings, clothes, toys, and vacations — that the most important things in life are family, friends, good health, and enjoying the simple moments.
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